- BUSINESSES
TIME DEPOSITSSECURITIES ACCOUNT
- RETAIL
This is the ZERO COST current account that allows you to manage your money 24 hours/day through the Home Banking option. You can carry out bank transfers and telephone top-ups, set up direct debits for utility bills, and make payments by advice and tax payments, when and where you want.Find Out More Available only in ItalianThis is a current account for young people that allows parents to open a ZERO COST account, complete with the Home Banking service for greater control and remote management, where a Banca Sistema branch is not available.Find Out More Available only in ItalianThis is a zero cost deposit account, which provides you maximum freedom of management: you don't need to have a current account with Banca Sistema to be able to open it.Find Out More Available only in ItalianIt is a banking instrument that allows you to keep and manage your investments in shares, investment funds, bonds and other financial instruments at no additional cost.Find Out More Available only in Italian
It is aimed at all holders of a current account in Euro with Banca Sistema - LA BANCA
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About Us
Banca Sistema S.p.A., founded in 2011 and listed since 2015 on the Euronext Star Milano segment of Borsa Italiana, is a bank specializing in the purchase of trade receivables from the Public Administration to help support corporate liquidity.
The Factoring Division positions Banca Sistema among the leading financial institutions in the management of tax and commercial receivables across various sectors, including the soccer and entertainment industries in Italy and abroad, as well as a presence in the healthcare and public administration sectors in Spain and Portugal.
Over time, the Bank has expanded its offering to include banking services and funding products - such as current accounts, securities accounts, and online term deposit accounts for corporate and retail clients - as well as securitization servicing, credit management and collection, guarantees and sureties and certification of public administration receivables.
The Retail Financing Division is active in salary- and pension‑backed loans through the QuintoPuoi product and, thanks to partnerships with leading credit providers, offers solutions such as personal loans, mortgages, and leasing.
Kruso Kapital S.p.A., a company in which Banca Sistema holds a stake, is active in the pawn credit business and in the auction market for precious items, artworks, and other collectibles, through Art-Rite.
As of March 6, 2026, Banca Sistema S.p.A. is a company belonging to the Banca CF+ Group, registered in the Register of Banking Groups and subject to the management and coordination of Banca CF+ S.p.A.
Mission
Banca Sistema is a specialized financial institution dedicated to meeting the needs of businesses and individuals through efficient solutions, distinctive expertise in credit management, and simplified access to banking services.
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