Banca Sistema S.p.A., listed on the Euronext Star Milano segment of the Italian Stock Exchange, operates in the Factoring sector with a specialized focus on the purchase of trade receivables from the Public Administration. We offer financial solutions that support corporate liquidity and the real economy.
Today, we operate as a leading financial institution in specific market niches. Our core business is Factoring, an area where we have achieved significant growth by expanding financing to businesses through the purchase of trade and tax receivables, resulting in substantial volume and profitability.
As part of our growth and diversification strategy, we have expanded our offering by introducing online retail current accounts and deposit accounts, both in Italy and abroad, with the aim of making our services even more accessible and tailored to our customers’ needs.
Since 2014, with the launch of its salary - and pension‑backed loans business, Banca Sistema has progressively strengthened its presence in the sector of personal loans secured by salary and pension.
This business line is now integrated into the Retail Financing division, which has expanded its offering—from personal loans to mortgages and leasing—thanks to new commercial agreements with leading credit providers and the support of a qualified network of agents and brokers.
In 2016, we launched the pawn broking business, establishing Kruso Kapital S.p.A., which has been listed since January 2024. Kruso Kapital operates in the pawn broking sector and in the auction house sector through Art-Rite S.r.l., which handles works of art, precious items, and collectibles.
Since March 6, 2026, Banca Sistema S.p.A. has been a company belonging to the Banca CF+ Group, registered in the Register of Banking Groups and subject to the management and coordination of Banca CF+ S.p.A.
What We Do
We are committed to consolidating the excellence of our businesses by promoting a strategy of both organic and inorganic growth. At the same time, we continue to support the development of our retail business through an approach focused on quality and expanding our offerings
4 Reasons to Work with Us
People are at the heart of our success. Why work with us?
- Passion and energy: everyone actively participates in the development of a young and dynamic company, thanks to collaboration and teamwork.
- Professional development: quick decision-making, direct professional relationships with top management, and autonomy provide fertile ground for professional growth.
- Talent and meritocracyyou’ll work with a specialized team, with experience and expertise gained even at the international level, in a merit-based environment that fosters growth. Financing, the main areas that form the core of our business.
- Code of Ethics: Our work environment is based on respect for people, fairness, and transparency, both toward individuals and the community.
Banca Sistema offers an opportunity to grow in a dynamic and stimulating environment. Join us and become an integral part of our team!