By accessing, consulting and using the pages of this website (the "Site") owned by Banca Sistema S.p.A. ("Banca Sistema"), the user (the "User") accepts the contents of this Disclaimer.

The Site's content – including data, news, information, images, graphics, designs, trademarks and domain names – are owned by Banca Sistema, if not otherwise stated, and are protected under copyright and by the relevant industrial property regulations.

No licence or right of use has been granted to the User, and so recording all or part of the content on any medium, or reproducing, copying, advertising or using such content for commercial purposes is not permitted unless prior written authorisation is given by Banca Sistema, except when the content is copied solely for personal use. Banca Sistema seeks to ensure that all material on this website is accurate and up-to-date on a continuous basis. However, the bank assumes no liability in relation to the accuracy or suitability of the Site's content for specific purposes, and so using the content is at the User's sole risk.

The Site's content is purely for informational purposes, and does not in any form constitute an offer for sale nor a solicitation for investments.

Banca Sistema shall not in any case be deemed liable for direct or indirect damages in relation to using this Site, including the loss of programs or data found on the User's computer system. The User is solely responsible for taking every precaution necessary to ensure that any material taken from the Site and used does not contain viruses, worms or any other malware.

The user of the information or materials found on this Site therefore accepts sole, full and unconditional liability for any indirect or direct losses, costs and damages incurred that may result from using this Site.

Banca Sistema cannot guarantee that the Site will be operational indefinitely, which may also be temporarily or permanently modified, taken down or suspended without prior notice. Banca Sistema is also not liable for the User's inability to access the Site, delays in updating information, or loss or damages arising from any delays or errors when connecting to the site due to issues with electricity supply, phoneline, or the Internet network, or for that matter any other cause not attributable to Banca Sistema. Hyperlinks to the Site www.bancasistema.it can only be created with prior written authorisation provided by Banca Sistema. The linked websites, if there are any, are not under the control of Banca Sistema, who therefore may not be deemed liable in any way and for any reason or cause whatsoever for the content of these aforementioned linked sites or for the hyperlinks. These hyperlinks are not an indication that Banca Sistema is in any way connected to the linked sites.

Banca Sistema reserves the right to amend this Disclaimer at any time without notice.

Any disputes concerning the interpretation and execution of these terms of use of the Site, or the use of the Site itself, shall be referred exclusively to the Court of Milan.