Information to customers pursuant to article 13 of Legislative Decree n. 196 / 2003 (the "Data Protection Code")

Banca Sistema S.p.A., based in Milan, Corso Monforte, 20-20122 Milan ("Banca Sistema"), hereby provides the User, pursuant to art. 13 of the Data Protection Code and in compliance with the requirements of Regulation no. 229/2014 of the Authority for the Protection of Personal Data, information on how to manage the website (the "Website") in relation with the use of cookies and the relevant User's personal data processing.

Cookies are small text files sent from a visited website to a user's device (desktop, tablet, smartphone, notebook) while the user is browsing that website. Cookies enable a number of functions and collect information regarding the user's online activities (without the use of "technical" cookies some operations would be very difficult or impossible to perform). When browsing a website, a user's device may happen to receive cookies from other websites, web services and providers (so-called "third party cookies"), which may include certain elements (such as, for example, images, maps, sounds, links to specific pages on other domains) that are present on the website the user is visiting.

Our Website uses "technical cookies" to enable the proper working of certain areas of it and easier retrieval of information, simplifying the connection and data transmission between User and the Website. In particular we use:

  • “Navigation” or “session” cookies, which guarantee the normal navigation and use of the Website and are used for the purposes of data authentication, monitoring browsing sessions or to access restricted areas. Session cookies used on this Website avoid the use of other computer technologies that could be harmful to the confidentiality of the User's browsing experience. Session cookies – which are not stored permanently on the User's device and disappear when the browser is closed – are used for the sole purpose of transmitting the session identification code and the data entered by the User required to enable a safe and efficient operation of the Website;
  • “Analytics cookies” to collect information on the use of the Website. These cookies are treated in aggregate form to track the most visited areas of the Website, to improve its content, its use and to monitor the proper functioning of it.
    These cookies are installed directly by Banca Sistema and since they are not used for purposes other than those described above, their installation does not require your consent.


On the Website there are social plugins ("Plugins"), services that are offered by the company Facebook Inc. 1601 Willow Road Menlo Park, CA 94025, USA (the "Provider")

When the User interacts with the aforementioned Plugins, on his device may be downloaded some cookies that are not owned by Banca Sistema and on whose settings Banca Sistema has no control. If there are any doubts about these cookies, we suggest the User to check out the Provider's website, to gain more information about their cookies and to understand how to manage them.


User may allow, limit or block cookies through the browser settings. However, if the User sets his device to reject technical cookies, some services of the Website may not be displayed correctly or work in a proper way. In this section the User is provided with the information to disable cookies on his browser. If the browser is not listed below, the User is kindly asked to refer to the instructions for the management of cookies on his browser.

Internet Explorer 6 or higher:

  • Select "Tools" in the toolbar of your browser
  • Select "Internet Options"
  • Select "Privacy" and then click on the "Advanced settings"
  • Select "Override automatic cookie handling"
  • Disable the "party Cookies displayed" selecting "Block"
  • Disable the "Third-party Cookies" by selecting "Block"
  • Disable the "Session Cookies" by unchecking the "Always allow session cookies"
  • Click on "OK"

Firefox 9 or higher:

  • Select "Tools" in the toolbar of your browser
  • Select "Options"
  • Select the "Privacy"
  • In the "History" from the menu choose the option "Use custom settings"
  • Disable cookies by unchecking "Accept cookies from sites"
  • Click on "OK"

Google Chrome 24 or higher:

  • Select "Menu Chrome" in the bar of your browser
  • Select "Settings"
  • Select "Advanced settings"
  • In the "Privacy" section click on "Set content"
  • Disable all cookies by selecting "Block sites from setting any data" and "Block third-party cookies and site data"
  • Click on "OK"

The User is reminded that, under Article 7 of the Data Protection Code, he may at any time ask those who make use of such solutions to delete any information gathered through cookies.